Wu Xiaoqiu: Vice President of Renmin University of China, Academic Director of Wanli Think Tank
For the adjustment of large banks, Wu Xiaoqiu believes that the first is to adjust the overall management system, to sink the responsibility, and to reform the means of small and micro enterprises. Second, the assessment criteria should be adjusted to enhance the enthusiasm of employees. The risk appetite of small and medium-sized enterprises is high, and they need to make great efforts to serve them well.
In addition, financial institution adjustment is also very important. Wu Xiaoqiu believes that it is necessary to create a series of financial institutions that serve small and micro enterprises, including not only commercial banks, but also non-bank institutions, so that these small financial institutions can provide services for small and medium-sized enterprises.
Zhang Yanling: Former Vice President of Bank of China, Senior Researcher of Wanli Zhiku
The prominent risks in Internet finance are credit risk, false publicity, illegal business risks, cross-business risks, network and information security, and regulatory lag. Supply chain finance should also pay attention to these risks. The description of innovative products must be detailed, the platform must be transparent, and it is not possible to operate loans and expand credit. All types of enterprises engaged in supply chain finance must have risk control arrangements and measures, and must have risk prevention capabilities. Their steady development is one of the important tasks of “stabilizing finance”.
Liu Zhiqin: Senior Research Fellow, Chongyang Financial Research Institute, Renmin University of China, Senior Researcher, Wanli Zhiku
The difference between China and the United States is a fact. This is two aspects of normal contradictions. They are "opposite," interconnected, united, and mutually supportive. The United States naively thinks that it can “decouple” from another aspect of China’s contradiction, and “disengage” it, and it can enjoy prosperity alone. This is not only naive, but also a “Luf” behavior without basic knowledge of philosophy. In the end, it will definitely be punished.
Lu Political Commissar: Chief Economist of Industrial Bank, Senior Researcher of Wanli Zhiku